القروض والرهن العقاري

I'd like to get pre-approved for a loan.

How much can I borrow in my situation?

How much do I need for a down payment?

I don't have the full twenty percent.

Are there first-time buyer programs in this state?

What's the rate today?

Is that rate fixed or adjustable over time?

I'd prefer a thirty-year fixed if I can.

What would the monthly payment be?

Does that include taxes and insurance?

What are the closing costs going to be?

Can the seller cover some of that?

They want two years of income history.

My debt-to-income ratio is too high.

I need to pay down some debt first.

Will this hit my credit score at all?

When do we sign the closing papers?

I'm thinking about refinancing.

Is it worth it with these fees?

I'll shop around with three lenders.