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B1Swedish·47 cards

Banking Words

The nouns on every Swedish bank form, app screen and receipt.

The nouns of Swedish money life, from your first konto and kod to bolån, deklaration and — worst case — betalningsanmärkning. Meet the words before you meet the fees.

Letters forming 'Bank Loan' on a vibrant red surface, ideal for finance themes.
Photo: Arturo Añez. on Pexels
  1. 1

    bank

    bank

    Tip: 'på banken' = at the bank

  2. 2

    konto

    account

    Tip: plural 'konton'

  3. 3

    kort

    card

    Tip: same word for all cards

  4. 4

    kod

    code

    Tip: your PIN

  5. 5

    ränta

    interest

    Tip: both what you earn and what you pay

  6. 6

    avgift

    fee

    Tip: 'månadsavgift' = monthly fee

  7. 7

    lån

    loan

    Tip: 'ta ett lån' = take out a loan

  8. 8

    skuld

    debt

    Tip: also means 'guilt'

  9. 9

    sparande

    saving

    Tip: the activity, not the money

  10. 10

    betalning

    payment

    Tip: 'betalningen gick igenom'

  11. 11

    faktura

    invoice

    Tip: the paper or e-invoice you pay

  12. 12

    kvitto

    receipt

    Tip: keep it for returns

  13. 13

    lön

    salary

    Tip: paid on the 25th for most people

  14. 14

    hyra

    rent

    Tip: also the verb 'to rent'

  15. 15

    saldo

    balance

    Tip: 'kolla saldot' = check the balance

  16. 16

    överföring

    transfer

    Tip: between your own accounts too

  17. 17

    kontanter

    cash

    Tip: increasingly rare in Sweden

  18. 18

    mynt

    coin

    Tip: only 1, 2, 5 and 10 kronor exist

  19. 19

    sedel

    note

    Tip: plural 'sedlar'

  20. 20

    valuta

    currency

    Tip: 'växla valuta' = exchange currency

  21. 21

    växelkurs

    exchange rate

    Tip: asked about at every airport

  22. 22

    bankkontor

    branch

    Tip: fewer every year

  23. 23

    bankomat

    cash machine

    Tip: a brand name that became the word

  24. 24

    legitimation

    identification

    Tip: shortened to 'leg' in speech

  25. 25

    blankett

    form

    Tip: the paper kind

  26. 26

    underskrift

    signature

    Tip: often digital now

  27. 27

    kund

    customer

    Tip: 'bli kund' = to become a customer

  28. 28

    besparingar

    savings

    Tip: the money itself

  29. 29

    buffert

    buffer

    Tip: three months' expenses, ideally

  30. 30

    budget

    budget

    Tip: 'göra en budget'

  31. 31

    utgift

    expense

    Tip: 'fasta utgifter'

  32. 32

    inkomst

    income

    Tip: 'inkomst efter skatt'

  33. 33

    skatt

    tax

    Tip: 'betala skatt'

  34. 34

    avdrag

    deduction

    Tip: 'göra avdrag'

  35. 35

    deklaration

    tax return

    Tip: submitted every May

  36. 36

    återbäring

    refund

    Tip: 'skatteåterbäring' in June

  37. 37

    pension

    pension

    Tip: three parts in Sweden

  38. 38

    försäkring

    insurance

    Tip: 'teckna en försäkring'

  39. 39

    aktie

    share

    Tip: 'köpa aktier'

  40. 40

    fond

    fund

    Tip: 'en indexfond'

  41. 41

    avkastning

    return (on money)

    Tip: 'god avkastning'

  42. 42

    risk

    risk

    Tip: 'hög risk'

  43. 43

    amortering

    amortisation

    Tip: paying down the loan itself

  44. 44

    bolån

    mortgage

    Tip: lit. 'housing loan'

  45. 45

    kreditvärdighet

    credit rating

    Tip: checked before any loan

  46. 46

    inkasso

    debt collection

    Tip: what comes after the reminder

  47. 47

    betalningsanmärkning

    payment default

    Tip: stays on record for three years