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B1Swedish·47 cards

Words for Paying and Being Paid

The nouns of Swedish everyday money, from nota to påminnelseavgift.

Payment nouns in full: from nota and dricks through the fee jungle — fakturaavgift, dröjsmålsränta — down to öresavrundning and the kontoutdrag that records it all.

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  1. 1

    nota

    bill

    Tip: the restaurant kind

  2. 2

    faktura

    invoice

    Tip: the one that arrives by post or email

  3. 3

    påminnelse

    reminder

    Tip: comes with a fee attached

  4. 4

    avgift

    fee

    Tip: 'påminnelseavgift' is 60 kr

  5. 5

    dricks

    tip

    Tip: never expected, sometimes given

  6. 6

    växel

    change

    Tip: 'behålla växeln' = keep the change

  7. 7

    rabatt

    discount

    Tip: 'tio procent rabatt'

  8. 8

    erbjudande

    offer

    Tip: the shelf label word

  9. 9

    pris

    price

    Tip: 'vad kostar det?' is more common in speech

  10. 10

    summa

    total

    Tip: 'totalsumma' on the receipt

  11. 11

    moms

    VAT

    Tip: 25% on most things, 12% on food

  12. 12

    kortläsare

    card reader

    Tip: the terminal you tap

  13. 13

    terminal

    terminal

    Tip: also used for airports

  14. 14

    app

    app

    Tip: pronounced as in English

  15. 15

    transaktion

    transaction

    Tip: listed in your bank app

  16. 16

    gräns

    limit

    Tip: 'beloppsgräns' = amount limit

  17. 17

    kontonummer

    account number

    Tip: needed for a transfer

  18. 18

    referens

    reference

    Tip: 'OCR-nummer' on invoices

  19. 19

    förfallodatum

    due date

    Tip: the day it must be paid

  20. 20

    delbetalning

    instalment

    Tip: offered everywhere online

  21. 21

    ränta

    interest

    Tip: what instalments really cost

  22. 22

    kontanter

    cash

    Tip: many shops no longer accept it

  23. 23

    plånbok

    wallet

    Tip: increasingly ceremonial

  24. 24

    köp

    purchase

    Tip: 'ett bra köp' = a good buy

  25. 25

    återbetalning

    refund

    Tip: what you want after a return

  26. 26

    garanti

    warranty

    Tip: usually two years

  27. 27

    kundtjänst

    customer service

    Tip: where the queue is

  28. 28

    kostnad

    cost

    Tip: 'en extra kostnad'

  29. 29

    debitering

    charge

    Tip: what appears on the statement

  30. 30

    fakturaavgift

    invoice fee

    Tip: often 29 or 39 kronor

  31. 31

    påminnelseavgift

    reminder fee

    Tip: 60 kronor by law

  32. 32

    dröjsmålsränta

    late interest

    Tip: charged after the due date

  33. 33

    avbetalningsplan

    instalment plan

    Tip: 'lägga upp en avbetalningsplan'

  34. 34

    utestående belopp

    balance due

    Tip: what's still owed

  35. 35

    kreditfaktura

    credit note

    Tip: the invoice that pays you back

  36. 36

    handpenning

    deposit

    Tip: paid up front on a big purchase

  37. 37

    förskottsbetalning

    advance payment

    Tip: 'betala i förskott'

  38. 38

    presentkort

    gift card

    Tip: valid for at least a year

  39. 39

    värdecheck

    voucher

    Tip: often offered instead of cash

  40. 40

    kundkort

    loyalty card

    Tip: 'medlemspris' with one

  41. 41

    medlemspris

    member price

    Tip: the reason for the card

  42. 42

    bonuspoäng

    bonus points

    Tip: 'samla bonuspoäng'

  43. 43

    återbäring

    cashback

    Tip: paid once a year by co-ops

  44. 44

    tillägg

    surcharge

    Tip: 'ett litet tillägg'

  45. 45

    öresavrundning

    rounding

    Tip: since the öre coin vanished

  46. 46

    valutaväxling

    currency conversion

    Tip: where card fees hide

  47. 47

    kontoutdrag

    statement

    Tip: proof of purchase if the receipt is gone